True North Prospera Finance

Prosperity with Direction!

We provide clear, personalised mortgage advice to help you secure the right home loan with confidence. Whether you’re a first-home buyer, investor, or looking to refinance, we compare a wide range of lenders, handle the legwork, and guide you through every step of the process—at no cost to you.

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About Me

Hi, I’m Sethi, principal mortgage broker at True North Prospera Finance. I provide clear, personalised mortgage advice to help clients secure the right home loan with confidence. From first-home buyers to investors and refinancers, I guide you through every step—making the process simple, transparent, and stress-free.

Competitive Rates, Expert Guidance, Hassle Free.

Why use a mortgage broker? Simple, we do the legwork. You get expert advice and guidance with finding a hassle free, competitive mortgage. Plus, it’s completely free!

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What Services I’m Providing

At True North Prospera Finance, we provide personalised mortgage brokering solutions designed to make securing a home loan simple and stress-free. We compare loan options from a broad panel of lenders to find solutions that suit your goals, circumstances, and long-term plans. From application through to settlement, we manage the entire process, handle the paperwork, and keep you informed every step of the way—so you can move forward with confidence.

First-Home Buyers

Buying your first home doesn’t have to be overwhelming.
We guide first-home buyers through every step of the process—from understanding your borrowing power to securing a competitive home loan. We handle the legwork, explain everything clearly, and help make your first purchase stress-free. Our service is completely free to you.

Property Investors

Smart finance for property investors.
We provide expert advice to help investors structure their loans effectively, compare lenders, and secure competitive rates aligned with their investment goals. We manage the process from start to finish—saving you time, money, and effort. Our service comes at no cost to you.

Refinancing

Make sure your home loan is still working for you.
If your circumstances or the market have changed, we’ll review your existing loan and compare options to help you secure a better rate or improved features. We take care of the paperwork and negotiations, making refinancing simple and hassle-free—at no cost to you.

Working Process

With a wide range of mortgage products available, comparing options can be confusing. A mortgage broker helps simplify the process by clearly explaining the differences between loan products and guiding you towards a solution that suits your individual needs. Once a loan is selected, your broker manages the process, ensures everything stays on track, and keeps you informed at every stage.

What My Clients Say

Trusted by clients for personalised guidance and straightforward mortgage advice.

My experience with True North Prospera Finance was outstanding. The team was thorough, attentive, and worked tirelessly to secure us a great outcome, making the entire process unbelievably easy. They were friendly, clear, and a pleasure to deal with throughout. I wouldn’t hesitate to recommend them to anyone and will definitely be in touch again when we need mortgage advice in the future.

Allan Noor

True North Prospera Finance made the home loan process clear and stress-free. Everything was explained in plain language, and we always felt supported at every step. Highly recommend for anyone buying their first home.

Raj M

Professional, responsive, and easy to deal with. The guidance we received was thorough and tailored to our situation, which gave us real confidence in our decisions.

Daniel M

Stay In Touch- Let us do the legwork.

For your convenience, our brokers offer video conferencing as well as in-person appointments. You’re welcome to meet us at our centrally located Melbourne office, or we can arrange a meeting at a location that suits you—such as your home or workplace. Let us know what works best for you and discover how we can make the home loan process simple and hassle-free.

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